Legal Information

Table of Contents

Privacy Policy

Effective Date: January 1, 2025

Powers, LLC DBA KASE Insurex Consulting ("KASE," "we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect information when you visit our website or use our services.

Information We Collect

  • Contact Information: When you submit our contact form, we collect your name, email address, company name (if provided), and message content.
  • Technical Information: We may collect IP addresses, browser type, operating system, and other technical data for security and website optimization purposes.
  • Third-Party Services: Our website uses Google reCAPTCHA and Cloudflare services, which may collect limited technical data to prevent spam and ensure security.

How We Use Your Information

  • To respond to your inquiries and provide consulting services
  • To operate, maintain, and improve our website
  • To comply with legal obligations and protect our rights
  • We do not sell, rent, or share your personal information with third parties for marketing purposes

Data Retention

We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the processing of your personal data. To exercise these rights, please contact us at [email protected].

International Users

Our services are primarily directed to clients in the United States. If you access our website from outside the United States, please be aware that your information may be transferred to, processed, and stored in the United States.

Contact Information

If you have questions about this Privacy Policy, please contact us at [email protected].

Terms of Use

Effective Date: January 1, 2025

These Terms of Use govern your access to and use of the website operated by Powers, LLC DBA KASE Insurex Consulting.

Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms of Use and our Privacy Policy.

Use of the Website

  • You may use our website for lawful purposes only
  • You agree not to use the website in any way that could damage, disable, or impair the website
  • You will not attempt to gain unauthorized access to any part of the website

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Powers, LLC DBA KASE Insurex Consulting and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Disclaimers

The website and its content are provided "AS IS" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted or error-free.

Limitation of Liability

To the maximum extent permitted by law, Powers, LLC DBA KASE Insurex Consulting shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of this website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

Governing Law

These Terms of Use are governed by the laws of the State of Iowa, United States, without regard to conflict of law principles.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on this website.

Disclaimer

The information provided on this website is for general informational purposes only and does not constitute professional, legal, financial, or insurance advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information.

Any reliance you place on information from this website is strictly at your own risk. Powers, LLC DBA KASE Insurex Consulting will not be liable for any losses or damages in connection with the use of our website or the information contained therein.

Before making any business decisions, we recommend consulting with qualified professionals who can provide advice tailored to your specific situation.

Accessibility Statement

Powers, LLC DBA KASE Insurex Consulting is committed to ensuring that our website is accessible to all individuals, including those with disabilities. We strive to comply with the Web Content Accessibility Guidelines (WCAG) 2.1 AA standard.

Accessibility Features

  • Keyboard navigation support
  • Screen reader compatibility
  • Alternative text for images
  • Proper heading structure
  • Sufficient color contrast

Feedback and Assistance

If you encounter any accessibility barriers while using our website, please contact us at [email protected] with details about the issue. We will make reasonable efforts to address accessibility concerns and improve the user experience for all visitors.

Ongoing Commitment

We regularly review and update our website to maintain and improve accessibility. This is an ongoing process, and we welcome feedback to help us continue enhancing the accessibility of our digital presence.